Our lab ended up needing emergency stomach surgery to clear a blockage. At every step of the process attempting to diagnose her, it was a huge relief knowing exactly how Healthy Paws coverage works. No sneaky tricks, no after-the-fact exceptions for "genetic" conditions, no average allowable prices which have no bearing on reality. We know what pre-existing conditions of hers will not be covered, and aside from deductible and office fees, everything else for our plan is actual 90% reimbursement for actual expenses paid.
We could make treatment decisions based on what she needed, without the added stress of worrying about what each thing would cost -- or even if it would be covered.
Upload a PDF of our invoice and a check arrives a few days later. Incredible.