We have had healthy paws pet insurance shortly after we brought our golden retriever puppy home and we are so glad we enrolled! Our dog is now almost two years old and has visited the vet more than we ever anticipated. Each time we have had to have tests or get prescription drugs for him, healthy paws has covered the cost after the deductible and at the 80% level we selected. The smartphone app old to be easier to use and the response from healthy paws is fast (within a day or two) and we receive the reimbursement check within a week. We are completely satisfied with healthy paws and have recommended the company to our friends. So glad we chose them and will do it again with our next dog!