After researching pet insurance for our cat, I felt that Healthy Paws offered the best coverage, options and premium. The policy is easy to read and spells out exactly what they cover and what they exclude. We have had the coverage for almost a year and they have been great! Easy to submit claims, I have sent everything by fax or email. I have submitted 3 claims and they paid exactly what I knew they would pay. Each time the claims have been handled and paid within one week. I couldn't be happier with Healthy Paws and I would recommend them to anyone looking for health insurance for their feline family member.