When I rescued Ellie, a paraplegic French Bull, I had a very difficult time finding an insurance company. I read up on reviews and spent some time talking to various companies. The insurance company for my other dogs denied care. Healthy Paws, although they did want a copy of Ellie's exam and had some exclusions, was much more welcoming than others. I went with Healthy Paws and they have been wonderful. They are attentive, quick to respond and caring about their "clients". When Ellie had surgery recently it was all about Ellie and how she was doing. It comforts me to have Healthy Paws aligned with Elle's care.Thanks!