I cannot say enough again about how happy I am that I chose Embrace to insure my Pooch! I recently discovered a large mass growing on the jaw bone of my Shitzu. The vet was able to remove the mass which was dificult to determine if it was cancerous or not when viewed by two oncologists. The claim was initially declined by Embrace as it was classified to be a dental procedure. The claim was later paid after a review of the case file requested on bahalf of my vet. Embrace handeled this case fairly, they are the best!