We have Healthy Paws insurance for our two Irish Wolfhounds Emmett and Olivia. Recently I've had to make four claims in a short period of time for a significant respiratory problem for one of them. I found Healthy Paws to be prompt in processing claims, one of which was for well over $1000, with absolutely no hassle. They also followed up to find out how my dog was doing...my human insurance doesn't do that! So, I don't think they are the rock bottom cheapest alternative out there, but I don't find them crazy expensive either and worth every penny. This is our first experience with pet insurance and I am very pleasantly surprised.