I have 3 dogs and Healthy Paws has been wonderful! I chose the 90% reimbursement option and it has paid off in spades. My oldest dog recently had 2 rumors removed (one from each eye) and I was reimbursed within a couple of days. Not only is it quick and easy to send the information via email, but the follow up to check on my dogs. I have been with them for about 5 years now and have been very satisfied!