My dog Smokey, a 7 year old cockapoo has been covered by Healthy Paws Insurance for over three years now. Smokey has undergone CCL surgery on both his left and right knees. Healthy Paws Insurance was right there in both instances and were quick to reimburse us for both surgeries without any hassles or delays. In fact, I was amazed in both instances the swiftness of taking care of both claims. It is most reassuring to deal with an insurance company like Healthy Paws, because of their reliability and dependability. I am so happy to have found them after having investigated several Pet Insurance Companies. I will remain covered by them for the duration of Smokey's life, and forever be appreciative of their efforts to assist me in taking care of our beloved Smokey. Would I recommend them to any pet owner? Without a doubt; you simply can't go wrong with this company.