I got Banfield as soon as I got my puppy. He was doing fine and got all of shots. We took the advice of the vet and got him neutered. Afterwards, he started urinating while just standing or playing. You can tell he didn't even know it until he felt it puddling at his feet. I took back to the banfield vet who stated they wanted to do a urinalysis.This is not covered and neither is the medication if needed. What is the point of insurance if it doesn't cover anything if he gets sick. He was fine before the surgery.