I met a lady at a dog park who raved about how thrilled she was with Trupanion. I had very disappointing experience with another company but decided to give it a try. I'm so grateful that I did. When my rottie Molly was less than a year old, she injured her hock. Trupanion has been better than I could imagine in covering her care, including x-rays, MRI, bone scan and artheroscopic surgery. All of her care has been covered, including maintenance of gabapentin, pain meds and adequan. I'm so glad I took that woman's recommendation because it's worth every penny paid in premiums and more. All claims have been handled in a reasonable time. I can think of ONLY good things to say regarding Trupanion.