I am so thrilled with Embrace! I previously used Trupanion for my dog Colby. I was unhappy with their per incident deductable, lengthy claims review period, and their stingy limits on prescription dog food. Since I switched to Embrace, I am so impressed with the broad coverage, fair pricing, annual deductable, and generous wellness coverage options (which includes the option for prescription dog food). I am also impressed with the easy and quick claims review process. I will be sure to recommend Embrace to others!