We've unfortunately had to have two TPLO knee surgeries on our dog and radiation for cancer, and after 10 years I have to say that I am quite satisfied with VPI. After the first knee surgery, we were never denied coverage when the dog went and blew out knee number two. In all cases with the knees and cancer, VPI paid, up to 1/2 - 3/4 of the total cost for treatments including medications and pain killers. I've never had a single issue with a claim form. The payout can sometimes take a bit of time; 3 - 4 weeks in some cases, but I've never had an issue receiving payment on a claim. We are at the stage where I'm not sure the cost is justified any longer as our pets end-of-life plan excludes any evasive treatments, but having just adopted a new rescue, I'll definitely be looking at VPI again. For me, the peace of mind that at least some of the cost of an unplanned event with my pet will be covered is worth the cost of the insurance so I don't have to stress over both money and my pets health in an emergency.
American Staffordshire Terrier