My poor baby Boston Terrier has had a rough first 8 months of life. She fractured her tibia at 10 weeks which ended in surgery and 2 pins. She developed horrible allergies to almost everything at 4 months requiring immunotherapy shots for the next year. And recently she needed knee surgery to fix a patella luxation (floating knee cap) issue. Healthy paws has covered it all, without them I would be close to $10k in debt that I don't have. The claims are so easy and hassle free, and the checks are sent quickly. Thanks to Healthy Paws my Gizmo gets the best care when she needs it!!!