I purchased insurance through Healthy Paws for my 12 week old Biewer Terrier after spending over $5000 in pet/vet/hospital bills within 8 months for 2 of my other dogs who unfortunately are not longer with me. I AM SO HAPPY I DID! My baby is now 2 years old and I have had to use Healthy Paws insurance 4 times! My most recent (and expensive) claim is when my Biewer came down with HGE and had to be hospitalized for 24 hours for aggressive IV treatment. The bill was over $1000! I submitted my claim online the day she was released and had a check for 90% reimbursement within a week! Plus, an email checking on how she was doing! So worth the $33/month I pay! So for anyone looking for good insurance for their pet(s), I HIGHLY recommend Healthy Paws! Excellent customer service!