My little Gunner is a puppy now at 8 months old, but when he was 5 months he was eating everything he could get his paws on. He was sick from a foreign object in his tummy and my vet bills were getting high. But thanks to having VPI I was reimbursed for mostly all of my vet bills. Gunner is healthy and happy and has grown out of his chewing phase! VPI is definitely worth the 32.00 a month!! I will always have VPI for my pets from now on.