Our dog Grace started eating grass and vomiting and then the bloody runs started. We took her to her vet and after xrays, blood tests, and various tests the vet decided she may need surgery. They could not take care of this at her vet so we were sent to an emergency hospital. She was examined and more xrays,sonagrams and blood. This doctor decided to be a bit more cautious. They decided to wait to see if she improved with medication. She was in the hospital for 2 days. She responded to meds. Thank goodness. When we picked her up we reminded the vet that we had medical insurance. They took our claim form and sent it off to Healthy Paws. Her first vet did the same. Healthy Paws processed this claim so quickly and efficiently. We recieved emails checking on Grace's progress. We are happy to say she is well and we are extremely happy with Healthy Paws. This was the best decision we have ever made in regard to our pet. We don't know what we would have decided if we did not have medical insurance for Grace. I would recommend Healthy Paws to anyone shopping for pet medical. Look no more. Healthy Paws should be your choice.