Before you plan on dumping your money on level 3 plan, you have to pay extra just for coverage of any reimbursement. level 1 and 2 do not offer of what it is called "routine wellness". For Level 3 and 4, "routine wellness" for 12 dollars more, offers reimbursement for shots, examinations and other coverage's. I paid 46/month for level 3 already and they want 12/month more just for coverage? That is already too much to ask for. You can find another Insurance policy for the same price and less strict policy. Do not waste your money on ASPCA insurance.