After spending a couple thousand for a surgical procedure for Scottie, my three year old Shetland Sheepdog, I researched pet insurance and decided on ASPCA's Level II insurance for Illness and Accidents. I have had the insurance for about 3 years now. Scottie has had a few claims for which 80% of the covered items have been reimbursed after an annual $100 deductible was met. My experience with ASPCA has been great from their helpful customer service and website, claims status emails, prompt reimbursements and following-up calls regarding how Scottie was doing. Knowing that I can give Scottie the best care possible for any illness or accident is a great piece of mind.