My 2-year-old Shih Tzu Mimi had intervertebral disc disease and was paralyzed from the waist down. She received surgery immediately from one of the best neurologists and started to walk again and even chased my cat Sam eight weeks later. Petplan insurance reimbursed me 90% of my total expenses of nearly $7000 after they reviewed Mimi's complete medical records. Of course I prayed a lot, massaged acupuncture points, and even attempted energy/qigong healing and hyrotherapy. When I adopted six-month-old Mimi from a shelter, I purchased the Bronze Plan from Petplan for a monthly premium of $20.08. It’s really worth it.