Our 2 YO Lab ate a sock (not his first time; probably not his last time) that became an obstruction (hopefully the last time!). He needed emergency abdominal surgery requiring an overnight stay at the clinic. He seemed well on his way to recovery, but a few days later his condition worsened to the point where he required another emergency overnight stay with the vet for IV fluids and monitoring. He eventually bounced back and is 100% fine. Embrace accepted all claims immediately and processed 3 out of 4 of them within a few days. The last claim took longer because they needed more information from the vet, but it too was acceepted at the full benefit. We are so thankful to the vet for taking care of our dog and to Embrace for offering this affordable service to assist with unexpected emergency costs.