My elderly Irish Wolfhound contracted a life-threatening E.coli infection at a local ocean beach, and was hospitalized for weeks. At the suggestion of my veterinarian I had put him on a Trupanion policy a few months before, and I watched his bills mount and fervently hoped that they would be covered. Much to my deep gratitude Trupanion did pay exactly as the policy describes. I covered the exams and they paid 90% of the rest. In the past I was always skeptical about pet insurance, afraid they'd use "breed specific exclusions" to avoid payment. But Trupanion is honest and accurate and with their help I was able to afford the best veterinary treatment that money can buy, and I will have more time with my beloved dog. I speak highly of Trupanion now to my friends, and will continue to buy pet insurance from them now for many years to come.