It is difficult enough to deal with an emotional time that is painful for a pet but when the heavy cost of a vet bill to mitigate this comes into play, it is overwhelming. We were lucky enough to be able to afford monthly insurance and decided to try Trupanion...we are very glad we did. They take the administrative burden off of the pet owner during a hectic and emotional time. Service was fast, transparent and friendly...almost too good to be true today. Sad we had to see our pet go through a tough time but grateful we did not have to deal with all the extra hassles that may have come from another provider. Thank you Trupanion!