I purchased Healthy Paws pet insurance for my dog a little over a year ago. I did quite a bit of research to choose what I hoped was the best plan. Because of other positive reviews I'd read, I went with Healthy Paws. I chose the 90% coverage plan and wondered if the company was legit. Would they really cover claims if my dog became ill or injured? It seemed too good to be true, but I'm happy to report that it's not. Earlier this month my dog had surgery to remove two mast cell tumors. Because we'd already met our deductible, Healthy Paws paid 90% of all surgery costs, including tests leading up to surgery, equipment we needed when we got home, medication after surgery, and so on. Submitting my claims was fast and easy (I did it online but also checked my claim status with the Healthy Paws mobile app on my phone). I received my checks very soon after claim submission and when I called with questions about how to submit medical records from my vet's office, I got fast, reliable, and friendly help. I've been telling all pet owners I know to purchase Healthy Paws for their furry friends. You won't regret it!