I am so thankful that I applied for Pets + Us when I did! My 1.5 year old mutt started to limp shortly after we got coverage and what we thought was just a sore leg blew up into arthritis+ surgery+ rehab. Her surgery alone was $4000, and Pets + Us helped cover everything. Because of this we have be able to put Bella into hydrotherapy and have laser treatments done as well. We hope that she will have a long and pain-free life.