Cody, our 10 yr. old Golden Retriever, began growing multiple lipomas in her 8th year. Unfortunately, some have become invasive and attach themselves to muscles and organs and must be removed. Her most recent surgery removed 15 masses and she literally looked like a patchwork quilt. Pet Plan has been there all the way with us and pays quickly once I submit all of my bills and records. I'M not sure what we would do with out our Pet Plan insurance as we have had multiple large bills in the last couple of years. We also have a young pup that I took out insurance on the day we brought her home from the breeder and I have used it several times already and been paid quickly. Two years ago we had another glorious Golden that developed Lymphoma and Pet Plan was there supporting us every step of the way through her treatments that lasted a year....big dollars were paid out on those claims. I tell everyone I know, who has pets, that taking out Pet Plan insurance has been one of the best decisions I have ever made and will never be without it. My pets are family and should always be treated with the best possible care and Pet Plan Ins. allows us to do that. Too bad that human health insurance is not as easy to deal with!