I am in the third year of my policy with ASPCA Pet Insurance and am 110% satisfied with that company's policy, integrity and honesty. They have processed every one of my claims promptly and completely in accord with the policy terms, conditions and limitations. I have even submitted incomplete claim forms with only a copy of my dog's vet's invoice and ASPCA Pet Insurance has accepted,honored and processed those submissions. Prior to my dealings with ASPCA Pet Insurance I covered my dog's health insurance with a policy from a major competitor of that company. Almost every claim I submitted to that other company was met with evasion, avoidance and attempt to disallow it, require additional information and even unreasonable denial. I have had no such problems with ASPCA Pet Insurance and wholeheartedly recommend that insurer to any and all pet health insurers, I am not a person who writes reviews or otherwise comments on those companies with which I deal. I am writing this review because ASPCA Pet Insurance has earned my absolute respect. Thank you for doing that.