My cat Raj Sherman ate a wine cork. Of course it was on a 3 day weekend and he needed surgery. Raj is fine and I walked out with a bill of 4,800. I promptly received a check from PetPlan I insurance for 3800.00. I am so grateful to Pet Plan as this is not the first incident with Raj Sherman. I'm afraid he wouldn't be alive today if I didn't have the great coverage from PetPlan. Definitely worth it!