I have been using Healthy Paws for close to 1 year now and I think that they are awesome. As long as you meet your deductible and submit invoices correctly, etc. you will be reimbursed in an extremely timely manner. I am covered at 90% and have had a great experience with this company. The office visit fees and preventative medications like tick, flea, heartworm are not covered, but HP has covered everything else. My dog also had to have a major surgery while we had the insurance for less than a year and HP did cover 90% of the surgery. I HIGHLY recommend this insurance. It will save you a lot of money and headaches in the long run.
American Cocker Spaniel