My boy Demarco was diagnosed with IMHA,It is an auto immune disorder. He was in the hospital for 5 days and was on 5 different medications. If his condition was to get worse he would have needed a blood transfusion. I knew that this would be very expensive so I called Healthy Paws explained everything to them and I was covered for everything except for the exam fee. Thank god for Healthy Paws because without them I do not think that my boy would be alive today because I would not be able to afford all of the medical bills. Demarco is doing so much better but he is still fighting this disease.