My dog Godzilla recently got his nail caught in a door jam and it was nearly completely ripped out. After a short time it began to bother him and became infected after a first trip to the vet. He ended up needing part of his toe amputated and the cost of everything once it was said and done was nearly $1500... Thankfully I had recently gotten pet insurance and healthy paws made this a much smaller problem. Their responses and claim procedures were prompt and straight forward and they mailed me a check very quickly. I will always have them as a security blanket for my best friend!