I can not say enough about Healthy Pets. They are truly the best. My dog Tikva had a tumor removed leaving a bill to me of $550. Healthy Pets took care of almost the whole bill as I had met my deductible and was now covered 90/10. This was great, but even better was the follow up emails from them ensuring Tikva was ok. These were not computer generated emails, but emails from people who genuinely care. Maybe someday people insurance will take a hint from Healthy Pets on how to truly be a partner in the health of the patient. To make things even better, I submitted my claim on line in about 5 minutes and the claim was processed the same day with a reimbursement check sent out the next day.THANK YOU Healthy Pets. A 10 out of 10 rating for sure!