In November we brought home the love of our lives, Cali the English Bulldog! The first thing my father said to me was "are you going to get pet insurance"? With the English Bulldog breed they are susceptible to many health issues so it seemed like a no brainer to get insurance and go with Embrace. We have spent over $2500 at the vet since November and Embrace has covered 80% of those illness claims. They are timely with their refunds and keeping in touch with me regarding claims. I even have been in contact with Laura Bennett the CEO who personally looked into a second appeal claim for me and got me the refund! I couldn't be happier with Embrace as a whole. I am so happy to have them "have our backs" in case something goes wrong (God forbid) with our fur baby, Cali!!