The people at Pet Smart noticed that when my dog urinated that he had blood in his stool. A trip to the vet showed no urinary tract infection, so the next step was X-rays. That showed bladder stones. He had to have surgery to remove the stones. when all was said and done, the bill was $1100. I was reimbursed 90% for all the procedures and was able to pay off the credit card. Reimbursement was fast and the process was easy.