It was heart wrenching when our dog let out a yelp and started hopping around on three legs, holding the left in the air as the result of a problem with her knee and a torn ACL. It was difficult to hear the diagnosis indicating that this was not something that would repair itself. But, we knew we would immediately get the best care for her because Healthy Paws insurance was there to back us up. Nearly two years ago, we had surgery performed, spent 12 weeks recovering and couldn't be happier with the result. More importantly, we couldn't be happier with the responsiveness of Healthy Paws that made it financially possible for us to seek out some of the best canine orthopedic help. Once the claim was filed, payment was in our hands within just a few days. Didn't even take a week! Wish our human health insurance worked so well. Three weeks ago, the same surgery was needed on our dog's right leg and, once again, Healthy Paws came through. We recommend them to everyone. Premiums are reasonable and the peace of mind knowing we can seek help and get quick reimbursement is priceless.