Embrace Pet Insurance has been my piece of mind. Luckily for us our FINLEY hasn't needed much in the way of emergency care. But the "piece of mind" is worth the monthly premium. I know that if something major would present itself that I would be able to do what is best for my dog. I will continue with EMBRACE for the life of my best little buddy. The reimbursement check is received quickly and deposited in my account. I can rest easy knowing that whatever my canine needs I can afford his treatment due to having EMBRACE as his insurance! Thank you for all that you do.