My Mastiff/Shepard mix needed a TPLO surgery on her right rear leg just after having one done on her left rear leg 5 months ago. Healthy Paws completely covered the both surgeries AND because I could not afford the upfront cost did a direct pay to the veterinary office for me. They are truly the most compassionate pet insurance out there. They truly care about your pet. Thanks to Healthy Paws my two furry babies have access to the best health care!