We have a 3 year old male Black Lab. He is sweet as could be but he's still a Lab and if you know Labs at all you know this means he is into EVERYTHING. There is not enough space to itemize everything he has eaten, but suffice to say it's been a lot. We have had many trips to the animal ER, which is very costly. For the first year of his life we didn't have pet insurance of any kind, after one too many trips to the ER we opted to go with VPI and it's been a Godsend. Thank goodness for VPI! They cover routine care as well as all of our emergencies. My only complaint is we have to pay out of pocket and then submit the bills.