We have 2 great danes and with big dogs comes big bills. Our neighbors suggested VPI to us and it's been worth every penny. We purchased the Major Medical plan and it paid for itself on the first emergency vet visit. Then we had another incident a few weeks later with another very large vet bill. We submitted our claim and never had any issues. The Major Medical plan has been great for us and the dogs so we're very pleased with VPI and plan to renew every year.