My sweet 6 year old Boxer needed TPLO (knee) surgery on both knees for a total cost of about $7,000. Had the first surgery in February but had complications that required PT which PetPlan covered. Before we could schedule the 2nd one the vet found a cancerous tumor that was just surgically removed last week. Without PetPlan I do t know what we would have done! Ozzy is now well enough for his next surgery and God forbid he need more cancer treatment at least we don't have to wonder how we will pay for it! Also, the customer service has been excellent!