Had them on my baby for 8 years with the 70/30 plan and they covered everything until the end at 13 years old. It often seemed they were slow to pay but when you need the money back to buy 100 a month meds a week seems like forever.
(2) CCL surgeries, physical therapy, acupuncture, supplements (purchased thru Vet), skin allergies, and finally 2 years of Cushings related claims including the monthly meds from Publix.
If she sneezed she was at the doctor and they always paid.
With proper paper work they will work directly with your Vet.