When Jack was a puppy, I knew that I never wanted the cost of medical care to impact what care he should have if he had an accident or became ill. I am so glad I switched to Healthy Paws then. Jack will be five on May 1st and already he has needed a cardiac work up and recently an MRI. No questions asked, the bill was paid promptly and exactly as promised. They make the claims process very easy. I'm a nurse who deals with health insurance companies often and I can say I wish they all could follow the amazing example Healthy Paws provides to our beloved pets.