I had only signed up for Healthy Paws (after extensive research and comparison) a month or two before my puppy ingested something and needed emergency surgery. It was SO EASY to just upload my claim via their phone app (just take a photo of it, that's it!), and within a week I had a reimbursement check in hand. No disputes, they covered everything they said they would! And they even followed up with me to check on how my puppy was doing. I wish my human health insurance was this easy!!Side note, when my kitty got sick and I submitted my claim to them, they contacted me because I had forgotten to have my previous vet send them his medical history (we moved last year). They offered to call my previous vet to get the necessary paperwork, saving me time and hassle - who does that?!
Australian Cattle Dog