I have been insured with Healthy Paws for almost three years now. I have two Rottweilers, and one 12 year old cat on the policy. Recently, my female Rottie was diagnosed with Nasal Aspergillosis, a rare fungal infection that requires surgery to stop it from spreading to the brain, in which would be fatal. The tests necessary to diagnose her required sedation and included an MRI. Healthy Paws approved my claim the same day, and it had the reimbursement check one week later, which happened to be the same day as her surgery. That claim also was approved immediately, as well as her medications. They really love animals at Healthy Paws, and it shows. I have received emails from them checking on her to see how she is doing. It's so nice to be with an insurance company with a heart!