I purchased insurance from Embrace for my Labrador when she was a puppy and it was incredibly easy to get her covered. My dog has since developed bone cancer and Embrace has done an excellent job of fulfilling claims with no questions asked. We have had to bounce around between Veterinarians and Specialists and Embrace has still been able to quickly reimburse claims, provided we supply sufficient medical documentation. I have been getting a quick turn-around on claims reimbursement. Very happy with this service so far.