My first experience with Embrace has been awesome. I took my new puppy in for a wellness visit/vaccines. Within 2 days I had an email from Embrace stating they were working on my claim and I should be hearing from them soon. Not only was I reimbursed for the entire vet bill within a week, I received multiple emails from Embrace Reps checking in to see if I had received my check and if there was anything else I needed. I am glad I chose Embrace to take care of my new fur baby!!