I've had Embrace from the second week I adopted my little furry child, a French bulldog named Keelie. Keelie has had some health issues from the beginning - from ear infections to allergies to TWO disc surgeries (IVDD), Embrace has always been there. When she had her first surgery, the bill was over $7,000, and they reimbursed me for my full 80% within 3 weeks. This last round, the bill was nearly the same, and I received my reimbursement in less than a week! She's had some follow up issues and the turnaround for the reimbursement has been amazing. It's great to know that I wont be out all of that money for very long, and that I don't have to think twice about doing what's best for Keelie. I seriously could not have done all of this without Embrace. Thank you!