This is the second operation for my yorkie named Milo in 6 months. The first was ruptured disk in his back, now a torn acl in his rear leg. I can't tell you how grateful I had health paws coverage to help with the bills with Milo! I would have paid out of pocket $8000, but with my tailored coverage it was only $2200. The best part was the ease and quickness of filing my claims and the expeditious manner in which they got the checks to me. They inquired during the process as well to the condition of Milo. They are great. I am not disappointed in any way, shape or form with this coverage. So glad I did this. They saved me and my dog! Kudos.