My 5 month old Chocolate lab started limping and soon we found out that he had to go through surgery which amounted to about $4,000. Thankfully I have HealtyPaws. They completed my claims in a matter of hours, their deductible is $100/Year and they reimburse up to 90% of everything but consultations, they even check personally on how Charlie is doing. Without them I would have had to give Charlie away of been buried in debt. I cannot thank them enough and I think 10 is even too low for them.