My vet was offering a 30 free trial for Trupanion and I had been shopping around for pet insurance for my dog Quincy, so I gave it a try. During the free trial, we discovered Quincy had an oral melanoma. The vet removed the tumor, and after meeting with an oncologist, Quincy had a partial mandibulectomy. Then we followed up with a round of melanoma vaccines. I am very grateful that we found Trupanion at the right time, and they did cover 90% of all her cancer treatment. My only complaint is that it took over 6 weeks to get my initial claims processed and I had almost $10k that I put on a credit card for the surgery and treatment. My credit took a major hit and I had to request an increase. But since then, they have responded to my claims within 24 hours, and the checks arrive within a week.