My 8-month old puppy grabbed a piece of raw meat off the counter and gulped it down, including the small metal skewer that was stuck in it. We rushed him to the hospital where x-rays confirmed he would need emergency surgery to keep the skewer from puncturing his intestines. Once we got him home (safe and sound), I filed the claim with Health Paws. Having never had pet insurance before, I didn't know what to expect, but the claims process was easy and hassle-free and the claim was approved within days. I'm really glad we decided to insure our puppy with Healthy Paws!